Buying

BUYING A HOME

BUYING

Take the first step toward finding your new home with confidence. Whether this is your first home or your fiftieth, Andrew is here to keep you informed during the process, so you can find your next home with ease.

FIRST STEPS

Before you start shopping around for homes, it’s important to know how much house you can afford. Check your credit score to see what kind of mortgage you’ll be able to afford.

GET PRE-APPROVED

You’ll also want to get pre-approved by a mortgage lender. It’s a good idea to get offers from multiple lenders so you can choose the mortgage structure that’s best for you.

FIGURE OUT WHAT YOU NEED

From the number of bedrooms and bathrooms to the school district, you’ll need to decide which features of your new home are needs, and which features are wants. Having a clear goal in mind will help you stay focused as you start your home search in earnest.

FIND YOUR AGENT

Throughout the home-buying process, your real estate agent will assist you with everything from touring listings to putting together a competitive offer on a home. It’s important that your agent understands what you need from the get-go to make the process as smooth as possible.

HOUSE HUNTING

It’s time to check out some open houses! With your agent’s help, you’ll start visiting potential properties. Be sure to keep your needs vs. wants in mind, and keep an open mind when touring a home.

PUTTING IN AN OFFER

Your agent will take into consideration the home’s asking price, your fiscal comfort zone and whether there are other offers on the table to help you put together a fair, competitive offer with the highest chance of being accepted.

ACCEPTANCE AND ESCROW

Once your offer has been accepted by the seller, your agent will open escrow if the listing agent hasn’t already done so. Escrow is a neutral third-party that facilitates the transfer of funds, documents and other important items between the buyer and seller.

GETTING INSURED

Your lender will want to see proof of homeowner’s insurance, so be sure to shop around and find the coverage that best fits your needs. This can include everything from standard fire, storm and theft coverage to add-ons for valuable items or flood insurance.

INSPECTION AND APPRAISAL

During inspection, a home inspector will look for structural damage or anything else that you may need the seller to fix before you close the sale. Your lender will also send a third-party appraiser to assess the value of the home. Their findings will be shared with all parties involved in the sale

FINAL WALK-THROUGH

This is your chance to double-check that the home is in good condition before you close the sale. You’ll make sure any issues discovered during prior inspections have been taken care of, and if you find any new problems now is the time to ask the seller for compensation

MAKE IT OFFICIAL

Now that you and the seller have done everything on your to-do lists, it’s time to close the sale. At closing, you’ll sign all the necessary paperwork, including the property deed, title, loan documents and more. You’ll provide for the down payment and closing costs. Once your loan clears and the seller has the check, the house is yours.

MOVING DAY

With the keys in hand, you finally get to move into your new home sweet home!

READY TO MAKE A MOVE?

Andrew Is Just A Phone Call Away For All Your Real Estate Needs

CONTACT ANDREW

READY TO MAKE A MOVE?

Andrew Is Just A Phone Call Away

For All Your Real Estate Needs

CONTACT ANDREW